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We Started With a Simple Frustration

In 2019, our founders returned from a trip to Portugal with a bank statement that made no sense. Hidden fees, poor exchange rates, and charges that appeared days after the transactions. They knew there had to be a better approach.

That frustration became Sage-pebble. We built the travel card we wished existed: transparent pricing, real exchange rates, and complete control through a mobile app. No surprises, no mystery fees, no wondering what you actually spent.

Today, over 850,000 UK travellers carry our cards on their journeys. From weekend breaks to round-the-world adventures, we handle the currency so you can focus on the experience.

Team collaborating in modern office space

What Guides Us

The principles we follow when building products and serving our customers

Transparency First

Every transaction shows exactly what was charged, in what currency, and at what rate. If something costs money, we tell you before you agree to it.

Fair Exchange

We use the real exchange rate as our baseline. The same rate major financial institutions use when trading currencies with each other.

Control Belongs To You

Your card, your rules. Set spending limits, freeze instantly, receive real-time alerts. We provide the tools and you decide how to use them.

Built For Real Travellers

We test everything with people who actually travel. Features exist because our customers need them, not because they look good in marketing materials.

How We Operate

Sage-pebble generates revenue through straightforward, disclosed fees. Our annual card fees fund development, customer support, and infrastructure. For transactions outside standard hours or in exotic currencies, we apply a small, visible margin.

We do not sell your data. We do not bury fees in exchange rates. What you see in the app is exactly what gets charged to your account.

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Financial analytics dashboard on screen
2019
Founded
127
Team Members
850K+
Active Cardholders
4.8★
App Store Rating

Join the Movement

Hundreds of thousands of UK travellers have already switched to smarter international spending. Your journey awaits.

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