Making international spending straightforward since 2019
In 2019, our founders returned from a trip to Portugal with a bank statement that made no sense. Hidden fees, poor exchange rates, and charges that appeared days after the transactions. They knew there had to be a better approach.
That frustration became Sage-pebble. We built the travel card we wished existed: transparent pricing, real exchange rates, and complete control through a mobile app. No surprises, no mystery fees, no wondering what you actually spent.
Today, over 850,000 UK travellers carry our cards on their journeys. From weekend breaks to round-the-world adventures, we handle the currency so you can focus on the experience.
The principles we follow when building products and serving our customers
Every transaction shows exactly what was charged, in what currency, and at what rate. If something costs money, we tell you before you agree to it.
We use the real exchange rate as our baseline. The same rate major financial institutions use when trading currencies with each other.
Your card, your rules. Set spending limits, freeze instantly, receive real-time alerts. We provide the tools and you decide how to use them.
We test everything with people who actually travel. Features exist because our customers need them, not because they look good in marketing materials.
Sage-pebble generates revenue through straightforward, disclosed fees. Our annual card fees fund development, customer support, and infrastructure. For transactions outside standard hours or in exotic currencies, we apply a small, visible margin.
We do not sell your data. We do not bury fees in exchange rates. What you see in the app is exactly what gets charged to your account.
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